Many of our patrons come in to get information on legal issues that can be difficult and confusing. While none of the library staff are qualified to answer legal questions or provide legal advice, we do have many resources that can help. This week we received some new books published by Nolo, a company whose legal guides are recognized as some of the nation’s premier do-it-yourself resources.
If moving is in your future, you might want to check out Selling Your House by Ilona Bray, J.D. The author is a legal editor at Nolo, specializing in real estate. She has gathered information from many other experts to guide you through the entire process from getting your home ready to sell all the way through closing. The book will help you whether you want to go it alone or use an agent. There is information about how the law protects you and what it requires of you. You will feel comfortable negotiating your way through this complicated process.
On the other hand, if you are facing foreclosure, you might want to check out The Foreclosure Survival Guide by Attorneys Stephen Elias and Amy Loftsgordon. This book helps provide options for people faced with this scary situation. There may be ways to keep your home and this book shows how this might be accomplished. They discuss government programs and how these programs may be able to help. The book also discusses when leaving the home may be the best option and how to come out of this process in the best possible way. The book’s goal is to help each person discover the best strategy for the situation.
Another scary situation that people find themselves contemplating is bankruptcy. The New Bankruptcy by Attorneys Stephen Elias and Leon Bayer discusses the options available when debt problems seem insurmountable. The book provides worksheets and strategies to help you figure out if bankruptcy is the best solution, and if so how you will be affected. It discusses the different types of bankruptcy, which debts will be wiped out, how it will affect your home, car and credit. It also discusses other ways to handle debt problems that may be better for your situation. There are worksheets, checklists, and sample forms that will be helpful.
These books do contain a disclaimer that they are not a substitute for personalized advice from a lawyer and there are many situations where it is best to consult an attorney licensed to practice in your state.