Personal Finance

With this week's edition of Sunday School with Universal Class we will help you with a topic that is popular every January: Personal Finance Here are some courses you might consider taking, but there are many other courses available on a variety of topics. The descriptions are shortened, but there is more detail at Universal Class.

Personal Finance 101
"During this course, you'll learn the ins and outs of your individual financial journey in a fun and unique way--as a travel itinerary. You'll be provided with everything you need to understand your spending habits, chart your progress, grow your current savings and achieve your dreams. This course is broken up into three parts: Plan, Execute and Travel."
[11 lessons]
Investing 101
"This course will help you demystify the stock market and start making money! Everyone yes, everyone is sure to find something suitable in the stock market to invest in. It doesn't matter if you are looking for a very safe investment to protect your nest egg or a risky investment with a huge potential to make a killing! Everyone finds themselves along that spectrum and will discover that the stock market has investments for people who want to protect their savings and for people who want to grow their savings."
[6 lessons]
Retirement Planning
"This online class will address a number of these issues and give you a place to start. Financial concerns regarding IRAs, insurance, and what you should do with your house will be addressed. Specific health recommendations will be made to maximize your physical condition during retirement. And what about your social and family relationships? Most of us have allowed these very important relationships to lapse when our happiness during retirement is actually based on them."
[11 lessons]
Estate Planning
"Creating a simple estate plan is much easier than you think and can be done in a relatively short period of time, if you know how. This course will teach you how. You will be given information on particulars of estate planning such as how-to properly plan for the future distribution of your assets, how-to establish a power of attorney, create a Will in Testament and prepare a Living Will. This course will also cover trust funds, how best to incorporate charitable giving into your plan and how-to take proper inventory of the assets you have now. Lastly, there is a lesson for singles and their special requirements."
[11 lessons]

Classes available through Universal Class are free to patrons who hold Beauregard Parish library cards. With over 500 different free courses available, you're bound to find something you like!